by Troy FooteWhile news of the housing crash is making headlines in most papers and front lining the evening news there still remain a few markets where the crash has not made as much headway. If you live in one of these markets and you have not yet been affected by the real estate market […]
by Steve DahlRetirement is for old people. Oh wait, that’s me! Forgot to do the planning you should have? Don’t do a senior freak, just take a peak. These 9 retirement planning steps will get you back on track.
1. GET A PLAN, STAN! - An estate plan. A financial plan. Yup, it’s a cold fact. […]
by LAURA PHILLIPSThe perpetually rising gas prices are hurting everybody. Mostly, were concerned with the prices we have to pay whenever we top off our gas tanks. How did we get to the point where filling up our gas tanks is like losing at a night at the Craps table? Making matters worse is the […]
by Richard MacGrueberWhile the economy has already certainly softened, there may be further economic contraction for American consumers to face. Increasing job losses, higher inflation rates, and the growing food and energy costs are making personal finance budgeting difficult for most American families to achieve. The variable interest rate of recent mortgages makes […]
by Troy FooteTo understand the foreclosure process one must know what it is first. So what is the definition of foreclosure? Simply put, the foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has […]
by Peter BaptisteIs filing bankruptcy my only option for avoiding foreclosure? In some instances, the answer would be yes. When you have tried everything else - talking to your mortgage company, trying to negotiate a payment system, refinancing, and borrowing against the equity in your home - it may be time to think about filing […]
by Phillip BookerI was exploring the various options to changing currency, especially if I was buying property abroad.
Everybody’s first option is their bank. Their reputation speaks volumes and is rarely discredited. So yes I can understand why people when buying property abroad use their bank as the first option. It would also appear that most […]
by Crispin CameloThe honeymoon is over. The days of freewheeling down the highway without a care in the world are history.
In the US, gas prices have finally made the jump over $4 a gallon to stay. Prices are even higher in Europe and the UK. Logically, drivers have been scrambling to save themselves from economic […]
by MJ JensenOn July 26th 2008 Congress signed a bill to help homeowners facing foreclosure to save their homes. The 300 billion dollar foreclosure rescue bill is aimed at helping homeowners to avoid foreclosure and rescuing the mortgage giants Fannie Mae and Freddie Mac. The criterion for qualifying is listed below.
The homeowners must currently live […]
by Stuart ChngTypical property agency arrangements in Singapore
What are the types of agency arrangements?
There are 3 main types of agency arrangements:
Sole agency
Exclusive agency
Multiple agency
What does it mean to appoint an agent under sole agency and exclusive agency?
In both cases, it means that you have appointed only one agent to sell your property. Only he/she can […]
by MJ JensenForeclosures are increasing nationwide. Homeowners desperate to stop foreclosure are falling victims to scams that promise to “rescue ” homeowners from foreclosure. what these scams do is take your money, ruin your credit record, and wipe out any equity you have in your home.
Your mortgage lender or any legitimate financial counselor can […]
by Billy BakerOne way to avoid bankruptcy would be to sit in a chair and don’t do anything. How long could you keep that up. If you did last for awhile, I think you would agree everything else would collapse around you.
Debt surrounds us - in our personal and business lives, our country is even […]
by Chris EspositoOwner builders need to put a budget together prior to starting construction on their new home, not only to qualify for an owner builder construction loan, but also to properly plan for the construction phase.
All too often, though, owner builders use the latest and greatest cost estimator that claims to have eliminated the […]
by Bryan LavermanWhere do you see yourself in 10 or 20 years? Would you like to be in a new house, start a business or just retired early? These re just a few common financial goals.
That’s where financial planning comes in. Financial planning is an ongoing process designed to assist you in reaching goals […]
by Phillip BookerOnline Currency Agencies … better know as Currency Brokers have now taken over as the most used service when Buying Property Abroad.
Traditionally it was the High Street Bank that was used to transfer currency abroad. Their reputation was second to none and generation after generation used them to Transfer Money Abroad. However in […]
by Donald MasseyWhat is Passive Income?
Are you like most everyday working people? For the most part average workers are paid or compensated either for what they know or what they know how to do. When applied to most “work” however, these both still translate into trading “hours for dollars”. That is to say, when you […]
by Donald MasseyThe Differences Between You and Them
Have you ever wondered what highly successful people do that perhaps you don’t? Or even what makes them different from you besides their success? If so, you’re not alone. While there can be a multitiude of differences between you and them, here are seven habits of highly succesful […]
by Donald PrattIf you’ve never received free cash before, you’re probably pretty skeptical of the idea of a free money offer. You may even be saying to yourself show me the money and then I’ll believe it.
Well I’m here to tell you, there are many groups giving away free cash in the form of grants […]
by Chad SunyichA strong foundation begins with an emergency fund of cash or other easily accessible savings. We recommend that you establish a fund of readily accessible cash equal to a minimum of three months and preferably six months of total living expenses, especially during times of economic distress. These funds will be […]
by Kari HoopesIt is well documented that money is one of the biggest catalysts for marriage problems. I believe the root of money problems in marriage is directly linked to a lack of communication on the subject coupled with differences of opinion by husband and wife or all members of the family. Differences of opinion […]