Archive for the 'Finance' Category

How to Cut Your Budget

by Richard GreenwoodAs the USA and much of the world struggles to fight off a looming recession many families are looking for ways to save money. Here are a bunch of ideas that could help you save money.
Make a Budget: Start out by creating a simple household budget. Add up all the incomings such as […]

Billions Of Pounds Being Wasted By Not Switching Energy Suppliers

by Abbi RouseAs the cost of energy is steadily increasing, consumers could considerably reduce their utility bills by switching to a cheaper supplier.
Such is the claim of Confused, which has warned that billions of pounds is being wasted throughout the country because people are failing to take advantage of cheaper energy packages available in their […]

Avoid Probate With a Living Trust in Addition to a Will

by Mitchell MillerEstate planning has as a main goal of ensuring that a client’s estate does not go through probate, which costs money, takes time, and can cause major aggravation.
First, here are some of the important terms in estate planning: Living Trust - a trust set up during a person’s lifetime (during which […]

The Current Financial Crisis and Annuities

by Bill BroichFor years annuities have been marketed along with FDIC guaranteed bank accounts and US Treasuries as the safest place to keep important funds. This safety issue along with annuity’s contractual benefits has made them a very popular vehicle. Now with the financial crisis appearing to spread into all aspects of our economy, […]

Warren Buffett’s Wisdom In The Market Crash of 2008

by Barry LyckaThe third week of September, 2008 saw one of the biggest crises ever to exist on Wall Street. It’s not every week that starts with a major investment bank, Lehman Brothers, filing for bankruptcy and ends with a massive rally prompted by the U.S. government’s willingness to bail out struggling banks.
Some analysts, […]

Private Lending: Group Presentations Are the Key to Raise Private Money

by Michel LautensackI recently wrote an article titled “The 4 Top Ways to Raise Private Money for Real Estate Investors” (posted here on Ezinearticles.com) where I laid out the top 4 ways to raise Private Money to grow and develop your real estate investing business. One of the top 4 ways we use and […]

Last Bank Standing-The Wall Street Mega-Crash

by Steve SelengutDateline Washington, October 19th (get it?) 2010: the Peoples Bank & Trust of America has now established itself as the only bank of any kind in the USA, totally owned and managed by the US House of Representatives.
A 2/3 majority must now approve all investment banking transactions; your district representative’s staff reviews individual […]

Can you be Rich?

by Samantha Asher‘Do you want to be rich?’ is the easy question. Most likely you do, unless you believe you’re not guilty. In that case, you want to be able to live comfortably without worrying about money. Either way, you have to be rich.
Can you be rich? Most likely […]

Where Is Your Wealth?

by Tom WheelwrightWhere is Your Wealth?
I have been speaking at several seminars lately on the topic of building permanent wealth. One of my favorite things about speaking at seminars is talking with the participants one-on-one. In just the past few weeks I’ve met hundreds of people with diverse backgrounds, various educations and different […]

BVI Banks: Secrecy Is A Fundamental Cornerstone of BVI Banking

by Ramapati SinghaniaMany mutual and hedge funds, insurance companies, trading companies, expatriate individuals, intellectual property rights owners, property investors and just high net worth individuals use BVI banking offshore to pay fewer taxes and save wealth. There is no restriction on the nationality of the bank account owner, however most banks prefer that the individual […]

Establish relatively cheap and risk-free presence on huge Japanese Market

by Przemyslaw ProkpowJapanese market is the second largest market after US. Japanese economy has more or less stabilized but it is still growing at a rate of 2%. Year 2007 was the ninth consecutive year in which Japanese economy registered growth in positive terms. Unemployment is down to around 4% levels from 5.5% levels of […]

Iron Lady Challenges the Happiest Countries on Earth

by lyn thomasThe Most Powerful Woman on earth, Angela Merkel, appears to be hell bent on challenging the Happiest Countries on Earth, such as Vanuatu, Columbia, Costa Rica, and Dominica of Panama. Countries which have up to now feature high on the Happiest Planet Index.
In Aug 2008, Forbes Magazine announced their 11th annual list of […]

Homeowner Association Responsibilities

by Joshua BeldenThere are many responsibilities of homeowners associations and it is not an easy task accomplishing them all. Just because you have moved into a new condominium and find things spic and span it does not mean that they were always the same way. You can be rest assured that before you had moved […]

Keeping Your Investments Safe

by Richard GreenwoodIn the current climate of companies collapsing, government bailouts and stock market volatility the share market is not looking so attractive for short term investments. The simplest and oldest form of investment is looking to get back on top again - cash. Cash investments such as savings accounts and term deposits offer a […]

Check Your Credit Regularly to Minimize the Risk of Identity Fraud

by Stephanie AndrewsEvery year, the cost of credit card fraud comes to billions of dollars. While this may seem like a large amount, numerous organizations report that crimes related to credit cards are one the rise. The increased use of the Internet has opened additional opportunities for thieves to access your account. And more people […]

What is Foreclosure?

by Amit ChakrabortyForeclosure is a legal process where a lender obtains a court ordered termination of a borrower’s right of redemption. Foreclosures are a legal weapon employed by banks and other money lending services to reclaim unpaid loans and to forestall the borrower from acquiring right of redemption from courts of equity after repaying the […]

How To Straighten Out Your Personal Finances

by Alisdair CosgroveYou might be wondering what you can do to organize your personal finances. While it can look like a difficult task, the steps are quiet simple to rearrange your finances in a short time. If fact, if you simply take action now, you making those initial strides towards financial freedom in as […]

Have You Clearly Defined Your Goals? - Living the Life You Want to Lead

by Ray PrinceWhen we meet a new client or review the financial affairs of someone we have known for some time, the first thing we automatically concentrate on is what goals in life do they have?
For a new client - how can we as planners really encourage them to think about what they want to […]

Offshore Banks: Offering Low Tax Services With Confidentiality

by Ramapati SinghaniaAn offshore bank is generally in a low tax jurisdiction (or a tax haven) that provides financial and legal advantages. These advantages typically include:
* greater privacy (see also bank secrecy, a principle born with the 1934 Swiss Banking Act)
* less restrictive legal regulation
* low or no taxation (i.e. tax havens)
* easy access to […]

Motorists Trying To Reduce Fuel Consumption

by Abbi RouseWith petrol and diesel prices putting a strain on many British drivers’ pockets, Saga has claimed that large numbers of motorists are going to extreme lengths in an effort to try and make their fuel go further.
According to recent research carried out by the group, many are even adopting driving habits which hold […]